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Old 15 February 2012, 13:12   #1
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Country: UK - England
Town: Bristol
Boat name: Drifter
Make: Honwaye
Length: 4m +
Engine: Yam 25hp
Join Date: Jan 2012
Posts: 67
Insurance

Hi all, I have just brought a 4 honwave with a 25hp yam and now looking for some insurance for it, it will live in my locked garage and when we go off for a weekend I shell tow it there where ever that is . How much is Insurance or how much is a fair price to pay an can anyone recommend anywhere for insurance
Thanks russ
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Old 15 February 2012, 13:48   #2
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Country: UK - England
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Boat name: Bombard, Y-162
Make: Aerotec 380, Y-Class
Length: 3m +
Engine: Mercury Mariner 15hp
Join Date: Jul 2010
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Stock answer for SIB's - Craftinsure, about 50 - make sure it is down as a 'small craft', not RIB:

SIB insurance
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Old 16 February 2012, 16:13   #3
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Country: UK - England
Town: South Yorkshire
Boat name: Sold it !
Length: 3m +
Engine: Totallyhotsue 9.8 2S
Join Date: Sep 2011
Posts: 258
Craftinsure charged me 48. 1 minute online and the policy is emailed.

Their customer service was good when I asked them about outboard locks - email response the next day.
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Old 16 February 2012, 16:31   #4
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Country: UK - England
Town: Bristol
Boat name: Drifter
Make: Honwaye
Length: 4m +
Engine: Yam 25hp
Join Date: Jan 2012
Posts: 67
Thanks for your replys I went on craftinsure last night an yes it's very quick they don't ask any questions I said the value is 3000 an the price come back at 68 but how good are they? They don't ask what engen I have or where it's being kept or anything, would I really get payed out if anything happend ??
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Old 17 February 2012, 03:40   #5
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Country: UK - England
Town: Marple
Make: Zodiac
Length: under 3m
Engine: Tohatsu 9.8
Join Date: Jun 2009
Posts: 582
I use Noble Marine, who were recommended a couple of years ago on this forum.

They are similar on price, 58 to insure my SIB and motor, combined value about 2500. They wanted the engine type and serial number, plus details of the boat.

They are very good to deal with on the phone.
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Old 17 February 2012, 04:33   #6
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Country: UK - England
Town: East Anglia
Boat name: Nimrod II
Make: Aerotec 380
Length: 3m +
Engine: Suzuki DF20 EFI
Join Date: Nov 2007
Posts: 3,275
I've been with Craftinsure for a good few years. I've not claimed yet but I've been happy with all communications I've needed with them. They are the online outlet of a larger broker and I'd think they'd be as good as any other insurnace company. They all try and wriggle out of stuff unless you have your side of the claim spot on.

They don't ask outboard make but it's value is included in the overall you state and they do insist you have the full details and serial number in the event of a claim. Similarly there are restrictions in how/where it's kept which you can read by clicking on the sample policy.
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Old 18 February 2012, 15:36   #7
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Country: UK - England
Town: South Yorkshire
Boat name: Sold it !
Length: 3m +
Engine: Totallyhotsue 9.8 2S
Join Date: Sep 2011
Posts: 258
Any loss would need to be reported to the police and as long as the storage conditions are met (not moored unattended in tidal waters etc) you will be fine.

I can email my pdf craftinsure policy if you want to read the get out clauses.

Craft insure wanted by boat name - It doesn't really have one so I just typed Excel.
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