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Old 09 July 2016, 12:03   #11
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Remember and take pictures of the stuff fitted and send it to your insurers to put on your file.
Do you send them pictures of you locking the front door when you leave the house?
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Old 09 July 2016, 12:30   #12
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Quote:
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Do you send them pictures of you locking the front door when you leave the house?

A long time ago (sept 1994 as a matter of fact) we were taking our 3 year old daughter on what was then, a trip of a lifetime to Disney Florida. In the true tradition of the time, we bought a video camera to capture the moments. The camera was a behemoth of a thing, but state of the art at the time, super vhs no less. By way of playing with our new toy, I laid out all our valuables & videoed them, I then went around the house, videoing the various bits & pieces that we had of any value, including a family heirloom grandfather clock. I left the tape with my mother incase the worst should happen whilst we were away, which it did. We were burgled & they took the lot, emptied the house & took the Discovery to cart it all away. Luckily I had my precious video, didn't I? Well, the insurance company (Direct Line, never used em since) took the view that due to my thorough preparation & cast iron records of our possessions, it was an inside job, with the implication that I had arranged it. We eventually got paid out, but all along they kept asking why I'd videoed the house contents. You can't win😡


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Old 09 July 2016, 12:33   #13
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Poly, my last 2 insurance companies required pics of them fitted for the record.

If you dont wish to do it then that is your choice but they specifically ask smart ass
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Old 09 July 2016, 15:08   #14
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If you dont wish to do it then that is your choice but they specifically ask smart ass
If they specifically ask then fair enough (although then you don't need a reminder) but I've used four different companies for boat insurance with I think three different underwriters and none have ever asked to see pictures of locks fitted when issuing a policy. I have heard of loss adjusters asking to see the key for security devices. Proof you fitted it once is clearly not proof it was in use, and as PD discovered if you've gone overboard to prove things it can raise suspicion. Hopefully I manage to make my point civilly.
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Old 09 July 2016, 15:13   #15
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When we're speaking about opportunist thieves, then that's exactly what they are. If the opportunity arises, they simply can't help themselves. The sight of a boat, with easy access, no security devices, no immediate lighting or obstructions is like music to the ears of these lo-life's.

Anything you can put in front of them, will deter or simply restrict. Someone said park in front of the trailer, great idea. Hitch lock, wheel lock, rope lock on the auxilliary engine saddle, main engine security bolts, GPS tracker if you have a suitable security system. Do what is necessary.
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Old 09 July 2016, 15:47   #16
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If they want it they will take it, all you can do is what you can and make sure it in accordance with the insurance policy. I wonder how long until trackers are mandatory in this game.

I know someone who had their outboard stolen with a chainsaw used to just cut round the transom....thieving gits got his engine and wrecked his boat for good measure.
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Old 09 July 2016, 16:15   #17
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Trackers only work if mobile signal. I reckon I could buy the bits to block a mobile for 100, then pop it in a shipping container and it's probably unable to get either a mobile or GPS signal.
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Old 09 July 2016, 17:01   #18
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That is very true.

The best way to stop it being nicked is to use it more yourself .....win win!

Although that means trailer left more...can't win sometimes
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Old 10 July 2016, 03:37   #19
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Use a decent Sold Secure | Security Product Testing & Approval rated hitchlock and wheel clamp.

Even if the insurance only specifies the wheelclamp you'd be pretty dumb not to use a decent hitchlock as well or use a hitch with an inbuilt lock.
Any opportunist pikey idiot can drive off with a wheelclamp on-the worst it'll do is to damage something that doesn't belong to him that he doesn't care about, and there's a fair chance it'll just fall off.

If you lose a trailer with a quality hitchlock on there as well, it's premeditated and they've come equipped for any reasonable eventuality.

Oh, and yes, take pics of them fitted. At least it shows they HAVE been fitted.
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Old 25 July 2016, 08:22   #20
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With mobile phone cameras being so good I would snap a pic of the locked up trailer each time you stop....

I also have bought a bulldog clamp for my stupid beach tyres and I'm not as impressed as thought I would be...
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