Trailer recovery insurance

Pete H · 11 June 2005, 15:57

Hi
I'm new to this site but would like to use the experience of other site members to sort out a problem. I have just been told that Seastart are no longer renewing trailer recovery only policies.

Does anyone know of a similar policy ie road rescue only. I have a 7.2m rib and trailer that is not cover by our vechicle policy due to its lenght.

Any help would be gratefully received.

Rgds

Pete H

Nick Hearne · 11 June 2005, 16:34

Hi & welcome have a look at this may help!
http://www.rib.net/forum/showthread....ailer+recovery
Nick

Tim M · 11 June 2005, 17:29

Who is your car road-side assisstance provider?

nugent · 11 June 2005, 18:35

my trailer is coverd under my green flag service,, up to 8.0mtrs if i remember correctly

Noble Marine · 24 January 2006, 11:59

Noble Marine have just finalised details of a boat and trailer recovery scheme to get you home following a vehicle breakdown / accident while towing.

I'd be interested to learn your thoughts

Rogue Wave · 24 January 2006, 12:16

Nice one

It's good to see a marine broker contributing to this site, I am sure you will see some benefits from Ribnet.

An exclusion exists for a trailer in an unroadworthy condition, who defines unroadworthy and when is the decision made.

i.e Would a failed bearing be refused roadside assistance because a lightboard bulb was out, or a mudguard was missing.

Also if your bearing failed would you be fixed or towed?

cheers
Stuart

Noble Marine · 24 January 2006, 12:31

Thanks for your welcome Rogue Wave.

The terms of business stipulate that the trailer must be kept in a roadworthy condition, but assistance would be provided if the cause of the breakdown was not attributable to lack of maintenance.

i.e. if the towing vehicle was to breakdown or be involved in a road accident, this scheme would arrange recovery of your boat and trailer. A light-out on your lighting board would prevent recovery.

In the case of a failed bearing, this would be fixed, if possible, at the road-side, otherwise the boat and trailer would be recovered (at your choice)
either to:
your home
your original destination
or a suitable repairer

NB - If the failed bearing could be proven to be attributable to a lack of maintenance then you would be charged, but if you have proof of regular servicing, this should not be an issue.

Jon

Ribshop · 24 January 2006, 13:30

Sounds fair to me.

nugent · 24 January 2006, 13:40

i was recently recoverd by the AA and only then did i find out they only cover your trailer to a max length of 18ft,,,,
6.5mtr rib + trailer was ahem, cougth so to speak,,, driver told me allways to say it is 16 or 17ft when calling in and there drivers normally do as requesed, but and a big but, if its the trailer that is broken and needs to go on flat bed , they will not take it as it hangs over the back of bed,
obviously my car was carried on the bed and boat/trailer towed behind,,

codprawn · 24 January 2006, 14:12

Quote:

Originally Posted by nugent

i was recently recoverd by the AA and only then did i find out they only cover your trailer to a max length of 18ft,,,,
6.5mtr rib + trailer was ahem, cougth so to speak,,, driver told me allways to say it is 16 or 17ft when calling in and there drivers normally do as requesed, but and a big but, if its the trailer that is broken and needs to go on flat bed , they will not take it as it hangs over the back of bed,
obviously my car was carried on the bed and boat/trailer towed behind,,

AA driver told me as long as the wheels still fit on the vehicle then overhangs don't matter......

Poly · 24 January 2006, 17:17

Quote:

Originally Posted by Noble Marine

A light-out on your lighting board would prevent recovery.

Is that a typo? - surely you're not saying a faulty light is justification for not recovering a trailer.

codprawn · 24 January 2006, 17:23

Quote:

Originally Posted by Polwart

Is that a typo? - surely you're not saying a faulty light is justification for not recovering a trailer.

Obviously - no roadside mechanic would have a clue how to fix one.....

nugent · 24 January 2006, 20:06

not sure about the wheel on the bed thing,,
my own cover is with green flag and never used em..
but my mate was with AA and that was who we used on the day...only cos i oped they could fix me poxy suspension, only got recovery only with green flag....get me home is all i need,,,,,most of there so called mechanics dont give a toss,,,,,,,nor have much in the way of skill

http://www.bsacforum.co.uk/forums/showthread.php?t=3037

poor rib owner

Noble Marine · 25 January 2006, 05:49

Quote:

Originally Posted by Polwart

Is that a typo? - surely you're not saying a faulty light is justification for not recovering a trailer.

Ooooops - yes this was a typo. I should have said...

if the towing vehicle was to breakdown or be involved in a road accident, this scheme would arrange recovery of your boat and trailer. A light-out on your lighting board would not prevent recovery.