Originally Posted by beamishken
Think you'll find there are many of us tow over 7m on a regular basis
Well quite. I must be on or over the threshold myself. But it would appear that if so, most of us are towing 'illegally'. Certainly anyone towing a 7m rib with a Disco or smaller is 'illegal'. And if you're towing 'illegally' then I suspect any arrangement you might have with a recovery/insurance company would be difficult to enforce.
NB this 7m thing is new information to me recently and concerns me greatly, so I'm definitely not being holier-than-thou here.