Reply
 
Thread Tools Search this Thread
 
Old 05 May 2009, 05:48   #11
Member
 
Country: UK - England
Boat name: Seashell
Make: Redbay
Length: 7m +
Engine: Inboard diesel
Join Date: Jan 2004
Posts: 5,263
Insurance for young people on anything bigger than a Fiesta is a complete nightmare. I'm 22, have a years no claims, and now don't have any points (yay) but still couldn't get on Jimbos policy to drive his Discovery. They said I had to be over 23. Likewise when I tried to arrange my own short term policy on it. Weird as I had a Discovery for 2 years from the age of 19, although was paying over 1k a year for insurance (post accident, 3 points). Got an Audi A6 now and still paying around 900. For me, Norwich Union came out cheapest for the Disco, and Directline for the A6. Very depressing when my now ex-girlfriend was paying about 350 a year on a new style mini and she was 19 (and was a terrible driver being blonde and female )
__________________

__________________
Tim M is offline   Reply With Quote
Old 05 May 2009, 06:20   #12
Member
 
Country: UK - England
Town: Dorset & Hants
Boat name: Streaker/Orange
Make: Avon/Ribcraft
Length: 4m +
Engine: 50Yam/25 Mariner
Join Date: Apr 2007
Posts: 5,551
In the words of a NASA engineer - 'Anything is possible the question is do we really need it ?& can we really afford it ?'

I'd guess that a 3L shogun is nice , but not really needed ( or really best suited) and very expensive.- I'd go for a cheap LR everytime for what you describe.
__________________

__________________
PeterM is offline   Reply With Quote
Old 01 June 2009, 12:26   #13
Member
 
Country: UK - England
Town: Macclesfield
Boat name: Aqua Fresh
Make: Zodiac Medline
Length: 5m +
Engine: 60hp Yamaha
MMSI: 235051988
Join Date: Feb 2006
Posts: 333
Quote:
Originally Posted by codprawn View Post
A Defender 110 makes a Jap 4x4 look like a toy.

8o77ocks !

I had to pull a 90 out of the sea on Saturday yet again with my jap crap 4x4 and he still had his trailer on and the engine was dead

Oh and that was at Morfa Nefyn which is a very sandy beach

Andy
__________________
Stripes, we like stripes just need some stars now !
floater is offline   Reply With Quote
Old 01 June 2009, 12:48   #14
Member
 
Country: UK - Wales
Town: swansea
Boat name: Too Blue
Make: BLANK
Length: 8m +
Engine: Suzuki DT225
Join Date: Mar 2004
Posts: 12,791
Quote:
Originally Posted by floater View Post
8o77ocks !

I had to pull a 90 out of the sea on Saturday yet again with my jap crap 4x4 and he still had his trailer on and the engine was dead

Oh and that was at Morfa Nefyn which is a very sandy beach

Andy
Big fat tyres are great on sand - usless anywhere else. The less tread the better on sand as well. Knowing how to drive also helps a lot - I assume you do and he didn't!!!
__________________
codprawn is offline   Reply With Quote
Old 01 June 2009, 14:49   #15
Member
 
Country: UK - Wales
Town: Here
Boat name: doggypaddle
Make: Avon 5.4 Searider
Length: 5m +
Engine: yamaha 80
Join Date: Jul 2007
Posts: 1,107
Quote:
Originally Posted by codprawn View Post
Big fat tyres are great on sand - usless anywhere else. The less tread the better on sand as well. Knowing how to drive also helps a lot - I assume you do and he didn't!!!
he said the engine was dead......must have been a petrol V8, it smelt the water and conked out!!!
seriously.....people can criticise landrovers all they like but i am the smug git who hasn't broken down in 22years of ownership, pays no road tax, 80 a year fully comp insurance, and gets around 30mpg when towing and the vehicle has negative depreciation, OK i admit my engine may be Jap crap Isuzu but a landrover 200tdi would be as good, but then i wouldnt have had the pleasure of gas axeing up a perfectly good low mileage Isuzu trooper citation
__________________
I am usually not as green as i am cabbage looking.
doggypaddle is offline   Reply With Quote
Old 01 June 2009, 23:32   #16
Member
 
Country: UK - England
Town: Morecambe
Boat name: Various
Make: Various
Length: 10m +
Engine: Various
Join Date: Apr 2009
Posts: 173
Insurance

NFU cant be beaten as far as i'm concerned, I've got my Commercial TD5 Disco, Mitsubushi L200, and Disco 3 all with them, the first 2 are on a commercial policy, specified towing, Insured any driver (17 up, but have to be named under 21) and worked out cheaper than anywhere else. The Disco 3 was a different story as far as any driver was concerned, because its a V6 they would insure it for business use but any driver over 25, for an extra 300 I could insure it for any driver over 21, again for business use, (but hey thats the bosses car so its stays at over 25) NFU are the people to talk to.
__________________
Trell is offline   Reply With Quote
Old 02 June 2009, 04:09   #17
Member
 
Country: UK - Wales
Town: Here
Boat name: doggypaddle
Make: Avon 5.4 Searider
Length: 5m +
Engine: yamaha 80
Join Date: Jul 2007
Posts: 1,107
I woiuld try adrian flux or peter best,
my landrover is 80 odd a year fully comp, and thats including the weighting for a modified vehicle( isuzu engine, rangerover transmission, disc brakes conversion, parabolic springs etc etc)
__________________
I am usually not as green as i am cabbage looking.
doggypaddle is offline   Reply With Quote
Old 02 June 2009, 09:21   #18
Member
 
Country: UK - Wales
Town: swansea
Boat name: Too Blue
Make: BLANK
Length: 8m +
Engine: Suzuki DT225
Join Date: Mar 2004
Posts: 12,791
Firebond are cheap for older vehciles - over 10 years and you can get classic car insurance for it if it's your 2nd car. Fully comp but you are NOT covered to drive other vehicles on it.

My 110 V8 CSW worked out at 130 for the year. Normal companies wanted 600 or more because it was a V8 and 12 seats!!!
__________________
codprawn is offline   Reply With Quote
Old 07 June 2009, 13:57   #19
Member
 
Country: UK - Wales
Town: Southampton
Boat name: DynaMoHumm/ SRV/deja
Make: Avon8.4, 5.4 & 4.777
Length: 8m +
Engine: Cat3126 Yam 90 &70
MMSI: 42
Join Date: Dec 2003
Posts: 6,556
Quote:
Originally Posted by Chris View Post
Try the NFU .
i TRIED THAT A LOT OF TIMES WHEN i WAS YOUNGER
__________________
Rogue Wave is offline   Reply With Quote
Old 08 June 2009, 16:39   #20
Member
 
Country: UK - Scotland
Town: Thurso
Make: Gemini Zapcat
Length: 4m +
Engine: Tohatsu 50hp
Join Date: Jun 2006
Posts: 106
Send a message via MSN to bobbyjoeufb
Not sure about Insurance, but as you are only 18. Unless you have taken a seperate trailer test you are only allowed to tow a trailer load of 750kg max. Would be worth checking how much your towing load weighs.
__________________

__________________
RYA Powerboat Instructor
bobbyjoeufb is offline   Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off





Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -5. The time now is 09:42.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.