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Old 14 April 2015, 18:17   #1
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Pickup Insurance

Evening all,

So I think I've decided on a tow vehicle: Nissan Navara Auto on a 2010 plate with 53k on the clock. I'm just having a look at insurance on gocompare.com and during the quote process it asks if I have any "Van NCB". If I select no then I get quotes back of >1000. I've never owned a commercial vehicle before so my 15 yrs+ of NCB has been earned in cars. Does anyone have any experience in this area? Can one get car NCB taken into account? Even if I put 15 years NCB in I'm still getting quotes almost twice what I pay for the Exeo.
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Old 14 April 2015, 19:45   #2
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I found with anything out of the ordinary-ie, not a normal Joe Bloggs type car- that comparison websites are a load of tosh.

Contact the companies direct or you'll rapidly find that in many cases what the comparison website asks for isn't what the insurance company itself wants to know.
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Old 15 April 2015, 02:41   #3
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I had the same with my truck, try ringing insurance companies that specialise in trucks:-

Adrian Flux
0800 369 8590
http://www.adrianflux.co.uk/

A-Plan Insurance
Car insurance, home insurance and more from A-Plan
01635-879910

NFU
NFU Mutual: Business, Personal & Farming Financial Services
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Old 15 April 2015, 02:48   #4
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Quote:
Originally Posted by Boatintercoms View Post
I had the same with my truck, try ringing insurance companies that specialise in trucks:-

Adrian Flux
0800 369 8590
http://www.adrianflux.co.uk/

A-Plan Insurance
Car insurance, home insurance and more from A-Plan
01635-879910

NFU
NFU Mutual: Business, Personal & Farming Financial Services
We have a fleet policy with NFU including the Nav
I have the boat trailer on it to at their recommendation
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Old 15 April 2015, 06:30   #5
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Looks like we'll need to scrap the whole idea. Apparently I can't use my protected NCB on the Navara because I have a claim in the last year (minor bump at a junction, she got Alderney involved so I wasn't able to settle off the insurance). The best A-plan could do was 1800. Dunno if i'll be able to get my deposit back from the dealer. Looks like I'll just have to fry the Exeo's clutch.
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Old 15 April 2015, 07:18   #6
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Buy a Hilux Surf as a stopgap and be done with it
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Old 15 April 2015, 08:21   #7
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Pickup Insurance

Nfu is about the best don't bother with Adrian flux heard they have issues and are a bit like Dick Terpin 😳
A-plan and Nfu seem to come out best with the Defener brigade
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Old 15 April 2015, 08:46   #8
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Don't you need to be a farmer?
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Old 15 April 2015, 08:49   #9
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Nope give em a call office in elland
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Old 15 April 2015, 14:45   #10
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Just spent an hour on the phone with the NFU for a quote of 1120. Even with a voluntary 1000 excess it's still north of 900 quid! I don't understand why it's so expensive! I'm not even putting business use on it.
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