Reply
 
Thread Tools Search this Thread
 
Old 23 September 2013, 05:32   #21
Member
 
Country: UK - England
Town: Cheshire
Boat name: Undersee
Make: Humber
Length: 4m +
Engine: Evinrude 50
Join Date: May 2012
Posts: 1
Fronting

One option is to insure through Cooperative young driver's insurance, where your dad can own the car etc and you then put down appropriate mileages against each driver, say Dad 500 miles and you 2000. They will also fit a device that monitors your driving and adjusts the premium appropriately every 90 days.

I went through this with them and they confirmed that it was all legal and above board

Just check when buying the car, if you want the policy in your name you need to have the car in your name, not your dads. If your dad buys it then the policy has to be in his name

Hope this helps
__________________

__________________
Markmorr is offline   Reply With Quote
Old 23 September 2013, 05:43   #22
Member
 
Budgie1's Avatar
 
Country: UK - England
Town: Dorset
Boat name: BlueTube
Make: XS500
Length: 5m +
Engine: Mercury Opti 75hp
MMSI: 235098668
Join Date: Nov 2012
Posts: 197
Quote:
Originally Posted by steco1958 View Post
That will not work anymore, its illegal for the insurance company to treat males differently to females (Sex Discrimination Act)

So the insurance companies just upped all insurances, complete con robbing B******s
Yeh had the same thought when I was posting, however think it's still worth asking the question as the theory at the time was that car driven occasionally by Mum/Gran was less likely to have dustbin exhausts, LED's, speakers the size of the boot and the driver would wear his baseball cap the right way round (if you get my drift!)
__________________

__________________
Budgie1 is offline   Reply With Quote
Old 23 September 2013, 05:51   #23
Member
 
Country: UK - England
Town: Bristol
Make: Ribcraft
Length: 5m +
Engine: Yamaha
Join Date: May 2006
Posts: 4,194
In 1986 my Fiat 127 was 500 squids
My X1 is 470 business use.
__________________
matt h is offline   Reply With Quote
Old 23 September 2013, 06:16   #24
Member
 
Landlockedpirate's Avatar
 
Country: UK - England
Town: St Helens
Boat name: Wine Down
Make: Maxum
Length: 8m +
Engine: Inboard
Join Date: Apr 2012
Posts: 934
Quote:
Originally Posted by Budgie1 View Post
I think you can still drive them at 16 as well

PS ... Also bear in mind that if you take policy out when you are provisonal driver the premium will go up significantly after you've passed your test, worth asking how much the increase will be before hand so you dont get such a shock!!
I went a slightly different way, there are lots of companies that just insure cars owned by learner drivers. Cant remember the name at the moment but managed to get fully comp insurance before she passed for 80 a month. When she passed I simply cancelled that policy and shopped around for a new policy.
__________________
Landlockedpirate is offline   Reply With Quote
Old 23 September 2013, 10:44   #25
Member
 
m chappelow's Avatar
 
Country: UK - England
Town: yorkshire
Boat name: little vicky
Make: avon ex RNLI
Length: 3m +
Engine: tohatsu
Join Date: Mar 2008
Posts: 2,310
Quote:
Originally Posted by Budgie1 View Post
I think you can still drive them at 16 as well PS ... Also bear in mind that if you take policy out when you are provisonal driver the premium will go up significantly after you've passed your test, worth asking how much the increase will be before hand so you dont get such a shock!!
Tractor used for Agricultural /shellfish/ or launching commercial fishing boat maybe but for private leisure use on the road or for launching a leisure boat it could be a grey area .
__________________
m chappelow is offline   Reply With Quote
Old 23 September 2013, 11:32   #26
Member
 
henryfreston's Avatar
 
Country: UK - England
Town: Thornbury
Make: Avon Searider 4m
Length: 4m +
Engine: 50hp tohatsu tldi
Join Date: Sep 2012
Posts: 648
Quote:
Originally Posted by m chappelow View Post
Tractor used for Agricultural /shellfish/ or launching commercial fishing boat maybe but for private leisure use on the road or for launching a leisure boat it could be a grey area .
I live on a small farm, could this work?
__________________
henryfreston is offline   Reply With Quote
Old 23 September 2013, 11:42   #27
Member
 
Country: UK - England
Town: Dorset & Hants
Boat name: Streaker/Orange
Make: Avon/Ribcraft
Length: 4m +
Engine: 50Yam/25 Mariner
Join Date: Apr 2007
Posts: 5,551
Quote:
Originally Posted by m chappelow View Post
Tractor used for Agricultural /shellfish/ or launching commercial fishing boat maybe but for private leisure use on the road or for launching a leisure boat it could be a grey area .
A 'special types' type policy 'could' be around 100 a year ...but in practical terms you wont be 'cruising' down to the drive through in anything that you'd get covered by one
__________________
PeterM is offline   Reply With Quote
Old 23 September 2013, 11:45   #28
Member
 
henryfreston's Avatar
 
Country: UK - England
Town: Thornbury
Make: Avon Searider 4m
Length: 4m +
Engine: 50hp tohatsu tldi
Join Date: Sep 2012
Posts: 648
Quote:
Originally Posted by PeterM View Post
A 'special types' type policy 'could' be around 100 a year ...but in practical terms you wont be 'cruising' down to the drive through in anything that you'd get covered by one


I think I would buy a tractor ontop of a car if i could afford it, but have you seen the price of tractors yikes.

quite fancy a quad but not sure it would pull the searider up the hill which is about 20-30% incline.
__________________
henryfreston is offline   Reply With Quote
Old 23 September 2013, 11:48   #29
RIBnet supporter
 
portlandphil's Avatar
 
Country: UK - England
Town: Portland
Boat name: Zippy of Portland
Make: Apex
Length: 4m +
Engine: 30HP Suzuki
MMSI: 235100836
Join Date: May 2013
Posts: 55
Hee Hee

Teen quoted 17k for car insurance resorts to driving tractor | Metro News
__________________
portlandphil is offline   Reply With Quote
Old 23 September 2013, 12:52   #30
Member
 
Country: UK - England
Town: gloucestershire
Length: 4m +
Join Date: Nov 2012
Posts: 340
look at "old" cars as classic insurance is cheaper, my mate is just doing an old mini up for his 17 year old daughter , as insurance is MUCH cheaper.
__________________

__________________
camelgas is offline   Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off





Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -5. The time now is 03:52.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.