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Old 21 September 2011, 06:01   #11
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A premium as in higher purchase cost, not insurance cost. So if you had two vehicles equally as capabable of doing what the OP wants/needs and one is a Landrover - would the Landrover not cost more simply because it is a Landrover? You are paying for the badge/kudos of it being a Landy - even though the OP just wants a cheap 'tractor' for moving his boat...
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Old 21 September 2011, 06:11   #12
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I don't think so (specifically as the OP is looking for an older second vehicle) - utility Landys have a high cost *new* because the manufacture and build process is essentially 60 years old and ridiculously costly. That's why they are finally about to stop production - second hand Landys hold their value well after the initial depreciation and at certain ages stop losing value - hence very cheap to run as parts/insurance is negligable and depreciation becomes virtually zero. And in terms of enthusiasts' only the VW lot come close to the nutters that love and support old Landys.

If you want a simple to fix, cheap to buy, easy to re-sell boat pulling utlity then a Landy fits the bill, they are not for everyone though...
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Old 22 September 2011, 02:58   #13
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I know it's not on thread but we had an admiral multicar policy which was great value in year one. The renewal has just come through at twice the price for the second year with no change to the policy 1300. By shopping around I've managed to get the price back down to 600 for both vehicles. I asked the call Centre guy why and he said they only price match other brands in their group. Good luck to them I say, they're being shafted by competitors!!!

I wish insurance companies would keep consistent so I didn't have to keep shopping round so much.
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Old 22 September 2011, 06:36   #14
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Arr I had this with Admiral. Phone them up and tell them its too expensive and you haev had cheeper quotes.
I compared my renewal lettter to tehir online quites and the online was cheeper by 100 so called them up and they amended my renewal.

They need to be kept under scruteny at renewal time.
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Old 22 September 2011, 06:51   #15
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[puts on grumpy consumer hat]

As Jezza says, this applies to *any* on-going deal you might have - BT phone/broadband, Sky subscription, car insurance, home insurance, Big Yellow storage - it's a pain but they all rely on customers not being bothered to switch. Every renewal, ring them up - threaten to leave/move business and they will *all* drop their rates to keep your business - don't accept the first offer either - they usually drop to an even lower rate if pushed!
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