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Old 17 January 2016, 17:23   #11
Razorbill RIBs's Avatar
Country: UK - Wales
Town: N. Pembrokeshire
Boat name: Various
Make: RIBs & Hovercraft
Length: 9m +
Engine: Outboards
MMSI: Various
Join Date: May 2009
Posts: 1,356
Glad you're okay Nasher, sorry about the disco mate. Our Jeep WK got shunted up the back end by an Ambulance in London before Christmas..... Not on blues but with patient onboard. Just rear bumper damage.... They accepted liability, passed details.... Later the insurer accepted the repair quote I obtained without question and have now offered a cash settlement. Was all very painless tbh, got the impression it was a fairly common occurrence. Hope you get the right outcome mate

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Old 17 January 2016, 18:14   #12
Country: UK - England
Town: Norfolk & East Coast
Make: Excedo
Length: 4m +
Engine: 70
Join Date: May 2013
Posts: 68
Glad no-one's hurt. Love the D3 - I wrote off a Nissan Almera in mine and had to replace my front number plate... Lovely motor. My Navara is not a patch on the Disco, but loads less ££ to maintain.

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Old 18 January 2016, 01:32   #13
spartacus's Avatar
Country: UK - Scotland
Town: Aberdeenshire
Boat name: Sula
Make: Ribcraft 4.8m
Length: 4m +
Engine: Tohatsu 60hp + aux
MMSI: 235087213
Join Date: Jun 2007
Posts: 3,058
Glad you're okay nasher. Pity about the rear quarter panel on the Disco, otherwise you could replace the bumper, rear lights, paint, etc. Reckon there's structural damage there too?
Is that with or without VAT?
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Old 18 January 2016, 01:54   #14
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Chris Caton's Avatar
Country: UK - England
Town: Wirral & Caernarfon
Boat name: That's Enuff
Make: Revenger & Avon SR4
Length: 7m +
Engine: Honda 150HP & 50HP
Join Date: Jul 2011
Posts: 4,079
had similar damage to my D4 last year, white van man strikes again needed replacement quarter panel, rear bumper and light cluster, looks like new now, hope you get sorted with the insurance
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Old 18 January 2016, 06:07   #15
Nick Hearne's Avatar
Country: UK - England
Town: Bucks
Boat name: Blue & Ding Dong
Make: Ribeye,SR4 & Bombard
Length: 6m +
Engine: 115,50 & 15Hp Yams
Join Date: Feb 2004
Posts: 3,232
Nasher good to see you are OK as at the end of the day the car can be replaced!
Recon if they want to right it off then take the money and Buy it back off them, you will soon have that back looking A1 with your skills Nasher
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Old 18 January 2016, 06:11   #16
Nasher's Avatar
Country: Other
Town: Principalite d'Chaos
Boat name: The Nashers Revenge!
Make: Ocean & Bombard
Length: 6m +
Engine: Suzi DT200EFI, DT9.9
MMSI: "Mmmmm SI" she said!
Join Date: Jan 2004
Posts: 4,141
Thanks for all the kind words guys.

I really don't want it written off as I've just spent £1400 on it having a Torque Converter fitted, I know it's mechanically good, and of course what they'd give me for it will only cover the cost of a similar age one that I could spend thousands getting to the same mechanical condition.

Update as of this morning.

The body shop canít see it until tomorrow morning.

Privilege Have confirmed that:

If the car is written off as a Cat C or D, I will get the opportunity to purchase it back.

The claim is already in the hands of their recovery team as it looks like the complete cost will be recovered from the other insurers.
This may take a couple of weeks to confirm though.

My renewal premium will not be affected at all if it is agreed that it was not my fault.

The cost of a hire car will not be considered as part of the repair cost when considering if the car is economical to repair.

As I have the receipt for the Torque Converter being fitted so recently I can submit it as evidence if I want to dispute the value of the car.

So, wait and see really.

RIBBED For extra pleasure.
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Old 18 January 2016, 06:29   #17
Country: UK - Scotland
Town: north ayrshire
Boat name: charlie girl
Make: reiver 3.8/regal3760
Length: 10m +
Engine: 40hp 2st 2x6lp 315
Join Date: Jul 2009
Posts: 984
That could be a good result if they write it off you'll get it back for peanuts possibly 10 to 15% of what they pay out
You can then get it repaired at a local bodyshop for substantially less than the "approved" repairer would charge possibly using some second hand bits
You'll probably end up with a lump of money left over.

Hasn't your insurer passed your details onto an accident claims company yet? they usually ring to persuade you to make a claim for the stiff neck that came on after the accident
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Old 18 January 2016, 06:39   #18
Country: UK - England
Town: Retford
Boat name: Spy-sea-one
Make: Mercury
Length: 3m +
Engine: Suzuki Outboard/25/4
MMSI: 235074042
Join Date: Oct 2011
Posts: 2,131
bit of bad luck nasher good job its not the boating season.i would look at the value for replacing if they write off gives you an argument then not your falt why should you loose out best of luck hope it turns out ok for you
consider buying the wreck & breaking might make a few quid back as well to add to a newer disco
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Old 18 January 2016, 12:49   #19
dubrus's Avatar
Country: UK - Scotland
Town: Glasgow
Make: Ribcraft 6.8
Length: 6m +
Engine: Suzuki df200
Join Date: Jun 2010
Posts: 1,466
I've unfortunately had a couple of non fault claims for people hitting me, my insurance has ALWAYS gone up as there is a claim on your record. To check for yourself if it effects you get a quote online and add/remove the prang and see. Admitedly mines was a good while ago so they may have changed their rules or it is dependant on the insurers.
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Old 18 January 2016, 13:33   #20
John Kennett's Avatar
Country: UK - England
Town: Brighton
Length: 3m +
Join Date: May 2000
Posts: 6,678
My wife had a no fault claim on her car when someone drove into her while she was stationary. This put my insurance premium up because she's a named driver on my car!
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