Originally Posted by John Kennett
Driving other cars is something that seems to be stealthily disappearing from insurance policies. Don't assume you have it unless you have checked the small print!
If you don't have it on your policy then separate short term cover from someone like dayinsure.com
might be the best way to cover odd days. It's comprehensive cover too.
Thanks - it was double checking the small print that made me realise there was an 'issue'. Thanks for the dayinsure.com link - it would always be my preference to add anyone I planned to drive my car on the insurance, and likewise if I/we need to drive someone else's car... I've found in the past that you can usually add over 25's with clean license etc for no extra cost for a few days. Bizzarely not everyone seems that bothered about adding me to there insurance if required - they must trust my driving more than me!
its just for those shit-hits-the-fan and need to drive someone else's car right now moments. I was aware that policies were increasingly cutting out/restricting this cover, and wasn't quite sure if spouses had originally been covered for other cars - looks like it wasn't (unless I want to marry a 50 yr od
). So whilst I'm not jumping for joy I'm happy enough that my (Esure) policy is no more restrictive than most and certainly less restrictive than many.