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Old 07 March 2010, 16:41   #31
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Checked for insurance and I must say very high ...... or am I wrong.

Here the two lowest insurance quotes do cover 4 of our cars

Any recommendations to whom to talk ?

Bogi
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Old 07 March 2010, 16:55   #32
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That quotes for an Audi?
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Old 07 March 2010, 17:10   #33
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Checked for insurance and I must say very high ...... or am I wrong.

Here the two lowest insurance quotes do cover 4 of our cars

Any recommendations to whom to talk ?

Bogi
Bogi - I'm guessing part of the reason it is so high is you have zero no claims bonus in the UK. Not having a UK license isn't going to help. This may be one of the rare occasions that an insurance broker can help, or certainly talking to the company may help (if, e.g. you can prove you've had no claims back home).

EDIT: For comparison purposes - if I was insuring that vehicle (at my home address) I could do it for less than 250 full comp with a 650 excess, no european driving or "add ons" etc - or for less than 500 with a 200 excess, breakdown cover, legal cover, no claims protection, and all the 'add ons' turned on.
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Old 07 March 2010, 17:21   #34
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Bogi - I'm guessing part of the reason it is so high is you have zero no claims bonus in the UK. Not having a UK license isn't going to help. This may be one of the rare occasions that an insurance broker can help, or certainly talking to the company may help (if, e.g. you can prove you've had no claims back home).
I am to talk to my insurence provider to see what he can provide and assist, have had driving license for 32 years zero claims

Bogi
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Old 07 March 2010, 18:17   #35
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Was that quote given after the result of the Icesave Referendum was announced Bogi?

Seroiusly though, Polwart gave good advice. There might be some issues putting the young lads on the policy - may be necessary to find a work-round for them?
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Old 08 March 2010, 03:17   #36
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Seroiusly though, Polwart gave good advice. There might be some issues putting the young lads on the policy - may be necessary to find a work-round for them?
Certainly if you have any young 'inexperienced' drivers on there (which to an insurance company would mean anyone under 21-25 depending on their own rules) then the best quote is probably similar to you would get with a UK license and UK no claims bonus!. If that (or any other named drivers) are pushing up the cost of the policy then, especially as they are only going to be using it intermittently, I would insure it in your own name only. And then add them only when they are going to use it (either to the same policy or under a short term policy from the likes of dayinsure).
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Old 08 March 2010, 04:29   #37
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Havener is it ex or serving fire service personnel you use for the swift waterstuff? With regard to blue light journeys i know the coast guard can run blue lights but have to proceed at normal road speeds! does the same apply to you?
OK, at the risk of getting the matches under the fingernails, I'll talk

Our response parameters are set by our contracting authority - for example one police force we work for we run fully blues and twos but normally they will arrange an escort for us, usually a bike if they can find one running (sorry lads, you know who you are lol). We qualify under as being "used for police purposes" and that covers us. To be honest, I very rarely worry about the speed limits because towing faster than road conditions doesn't come into it - running blues has a "rabbit in headlights" effect on most drivers so they are used sparingly, mostly in town traffic to get us UP to the giddy heights of 30mph, not over.

Some of our team are ex fire service, although that doesn't give much advantage to be honest, water rescue is still new to them so there isn't a vast pool of hugely experienced water rescuers. We have some ex LB crew, and all are retrained anyway every two years.
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