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11 May 2006, 18:41
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#1
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Member
Country: USA
Town: earth
Boat name: which one
Make: several
Length: 7m +
Engine: outboards
Join Date: May 2005
Posts: 14
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No Banks in the USA will loan on RIBS
As far as i can tell.. You cant get a bank as far as the eye can see to lend money on ribs, unless you buy a zodiac or an avon. Unfortunately i am not buying one of those.
Any Ideas ?
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11 May 2006, 18:49
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#2
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Member
Country: France
Town: Côte d'Azur
Boat name: Beaver Patrol
Make: Avon Searider SR4
Length: 4m +
Join Date: Jan 2004
Posts: 5,934
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Stick an Avon badge on the one you are going to buy 
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11 May 2006, 23:15
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#3
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Member
Country: USA
Town: Oakland CA
Length: 3m +
Join Date: Feb 2005
Posts: 6,653
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Kind of a skimpy post if you're not saying who you've been through.
Try BoatUS, lenders referred from Boats.com, and other marine lenders rather than your local bank.
jky
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12 May 2006, 07:30
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#4
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Member
Country: UK - England
Town: S.Devon
Boat name: Boatafogo
Length: 6m +
Engine: Outboard
Join Date: Nov 2004
Posts: 39
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Or just tell them it is for a Home Extension! 
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12 May 2006, 11:21
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#5
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Member
Country: UK - England
Boat name: Banshee
Make: Tornado
Length: 6m +
Engine: Yamaha 150
Join Date: Mar 2006
Posts: 67
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Yep,
Mine was for a new kitchen!
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30 October 2006, 12:35
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#6
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Member
Country: USA
Town: boston
Boat name: Miss bad 61
Make: Crapko, AKA Mako
Length: 5m +
Engine: OMC Mod50
Join Date: Apr 2006
Posts: 398
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thare was at one time a rash of crap, loans on hulls that never exised, Manufactures Don't Keep thare promesses, some Just Outright LIE,
Quality is Poor, the Loan out lasts the boat.
shipping is a joke, if your not gettin ripped off, your stuff is gettin wrecked.
importin from the UK is no deal, just pay twice what it would ever be worth on it's best day.
this i'm thinkin has a bunchto do with it
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30 October 2006, 16:12
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#7
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Member
Country: Other
Town: Christiansted.V.I.
Boat name: Froggy
Make: Avon SeaRider
Length: 4m +
Engine: Johnson 50
Join Date: Oct 2006
Posts: 312
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Boat Loans
I'm no expert that's for sure but when talking to a lender some time ago he said they loved boat loans. A guy would keep up payments on his boat even if he couldn't make child support payments.
Hey, beer, boat, fishing pole vs housing, children, medical bills, one has to have his priorities in the correct order
Ha!
Tomas
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03 November 2006, 20:52
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#8
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Member
Country: Canada
Town: Tobermory, Canada eh
Boat name: Verius
Make: Zodiac Hurricane 590
Length: 5m +
Engine: Yamaha F150
Join Date: Oct 2006
Posts: 1,366
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Quote:
Originally Posted by Bluestreak
Or just tell them it is for a Home Extension! |
This reminds me trying to borrow money from a bank for my first underwater camera when I was 17 (My Dad wouldn't even lend the money!) By the third bank, my camera had morphed into universtity text books!
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05 November 2006, 14:13
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#9
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Administrator
Country: UK - England
Town: Brighton
Length: 3m +
Join Date: May 2000
Posts: 7,106
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When I was a student I wanted a bank loan to buy a skydiving rig. The bank manager asked me whether I considered it an essential purchase, so I pointed out that I would almost certainly die if I jumped without it! 
John
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25 November 2006, 22:07
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#10
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Member
Country: USA
Town: Cleveland
Make: Nautica Widebody 22
Length: 6m +
Engine: Yamaha 225 4 stroke
Join Date: Oct 2004
Posts: 87
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Key Bank offers loans
I got my loan through Key Bank. Key Bank does all the loans for Zodiac. You just have to tell them that the RIB you are buying is the same as a Zodiac and they eventually figure it out. If the customer service rep gives you a hard time, ask to speak with the underwriter.
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09 January 2007, 20:51
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#11
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Member
Country: USA
Length: 5m +
Join Date: Jan 2007
Posts: 20
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Quote:
Originally Posted by magnet711
As far as i can tell.. You cant get a bank as far as the eye can see to lend money on ribs, unless you buy a zodiac or an avon. Unfortunately i am not buying one of those.
Any Ideas ?
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When I purchased my Ribcraft, the folks at Ribcraft here in the states recommended J Boat Loans, I think their URL is jboatloans.com
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