Originally Posted by Tim M
On that basis there's a lot of uninsured 300tdi Discos on the road!
Probably not, If you couldn't get insurance of one company you would try another, that would offer insurance. I did say most not all.
They are shying away from offering cover though. see below link.
UK insurers in retreat from side-seat Defenders | Autocar
Direct Line and Churchill, both owned by RBS, are refusing to insure both 90 and 110 Defenders when they have side-facing seats. This will affect all Station Wagon models built before 2007 — the bulk of Defender production.
“We are currently unable to insure Defenders fitted with sideways-mounted bench seats as we believe these present an unacceptable risk of bodily injury,” said a spokesman.
The clarity of this advice is not reflected by the websites of the two insurers, which continue to provide quotes and methods of paying for policies for the six-seat 90 and nine-seat 110 models that came as standard with bench seats.
An Autocar investigation discovered this anomaly, which only came to light when the underwriters themselves were contacted in connection with an online quotation.
In response, both Direct Line and Churchill have promised to update their websites. The companies have pledged to honour any policies — which individually could easily stretch to £2000 — already sold for Defenders with bench seats.