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Old 13 January 2013, 14:57   #1
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Mobile Card Payments

Does anyone have experience of the iZettle account/card reader?

It is relatively new to UK and used in conjunction with iPhone/iPad.

Feedback appreciated

Regards
Steve
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Old 13 January 2013, 15:57   #2
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what good idea ? what do they charge ?
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Old 13 January 2013, 16:02   #3
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https://www.izettle.com/
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Old 13 January 2013, 16:22   #4
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just seen that bit more than paypal tho
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Old 13 January 2013, 17:13   #5
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I signed up for this recently. Having signed up I've since discovered:
-It's hard to accept Visa
-The limits per transaction are quite low (so no good when selling boats/engines etc)
-It takes up to 14 days for the money to hit your bank account!!
-You can't do transactions over the phone.
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Old 13 January 2013, 17:36   #6
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So what max payment ? Tim
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Old 13 January 2013, 17:59   #7
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I looked at something similar for the smartphone only down side was no paper receipt, there was an option to email it.
My thought was would I be comfortable putting my card into someone's phone. ...reputable company or not.
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Old 14 January 2013, 01:27   #8
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To be honest I wouldn't be happy putting my card into a phone or any portable device that's not within the companies location especially if it doesn't prodiuce a paper receipt for me.

From a company view point i don't want to wait 14 days for my money nor do i want to pay 2.75% on every transaction. I can't remember waht we pay now but iot's certainly well less than 2.75% and we only pay about 45p for debit cards. our bank account is credited within 48 hours for all our card payments (which must be over 80% of our business excluding invoice payments)

We've struggled with the 'Card Holder Not Present' for some time and with the change in banking regulations we can't now, just like you, accept emailed card details. We now have a direct computer access system which works through our Merchant Services provider and it works just as well as inserting a card into the standard terminal. We only take payments at the base so if we're off site and need to process a card we do a card holder not present transaction back at base.

Why not try to have someone abvailable to do the CHNP transaction for you back at base rather than this system which isn't, in my view, in your favour.
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Old 14 January 2013, 03:28   #9
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Steve I am assuming you currently use a proper machine with a 3G/GPRS transmitter built in? As a customer that looks professional and suggests some confidence in handing over your card to a guy in a glorified ice cream van* selling boat trips and who may or may not disappear next week, especially if I am on holiday many miles from home.

I am aware of izettle (and others who are still stateside only I think), most consumers will not be. If a street vendor had one it would suggest to me (i) there is some odd reason they don't have a proper card machine? OR (ii) they do very small number of C/card transactions and this is "just in case". I don't think either applies to you.


* [no offence intended for your particular operation which may inspire more confidence!]
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Old 14 January 2013, 03:48   #10
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Steve world pay have issues us a pay as you go terminal linked to phone app, initially client had to be present but now coming on line with tele sales. Proper card unit rather than a clip on
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