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Old 04 December 2005, 18:08   #1
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Country: UK - England
Town: The wilds of Wiltshire
Boat name: WhiteNoise/Dominator
Make: Ballistic 7.8/SR5.4
Length: 7m +
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Van insurance for private use-or would camper insurance be better?

Anyone know of any good companies to insure a van with for private use? I've just bought myself a hitop Bedford Midi so I can stick a bed and sink in it so instead of having to drive home after a hard day's ribbing I can kip in it then do it all again... Campers are too bloody expensive and to be honest I really didn't need 4 beds, mains hookups and a portaloo when a bucket,an inverter and a cheap heater are all I really need.
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Old 04 December 2005, 21:55   #2
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Country: UK - Wales
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Boat name: Too Blue
Make: BLANK
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I think you can get the van re classified as a private vehicle - then you could call it a camper or whatever and pay normal insurance etc.
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Old 05 December 2005, 03:05   #3
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Country: UK - England
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Boat name: S.S. Nobstick
Make: Three Wise Monkeys
Length: 3m +
Engine: 44lbs of thrust....
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Be careful with "camper" insurance. There is a legal definition of motorhome to do with "fixed" facilities. I'll try and find a link for you...
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Old 05 December 2005, 07:39   #4
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Country: UK - Scotland
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Yep, agree with Jono. Putting camping facilities into a van doesn't make it a camper in the eyes of the insurance companies.
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Old 05 December 2005, 08:10   #5
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Country: UK - England
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Van insurance

Van insurance can be a bit of a nightmare! Some regular car insurance companies will cover vans for private use but it is sometimes difficult to prove you are not using it for commercial purposes. I have had a couple of vans over the years and found that if it was under 2000cc most insurance companies would cover it, I used Tesco's for that one. When I got a larger engined van, I used NFU Mutual. I got a great quote from them. Hope that helps.
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Old 05 December 2005, 13:12   #6
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Country: UK - England
Town: The wilds of Wiltshire
Boat name: WhiteNoise/Dominator
Make: Ballistic 7.8/SR5.4
Length: 7m +
Engine: Opti 225/Yam 85
MMSI: 235090687/235055163
Join Date: Jul 2005
Posts: 12,645
RIBase
Cheers guys. Sussed it-left my details with a load of companies online last night and got a whole load of calls this morning.......they knocked themselves down to 144 for tpft with unlimited mileage for social/domestic/pleasure/commuting....can't complain at that!
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