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Old 29 October 2013, 11:38   #1
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opinions please...

After a view on if I'm being out of order...situation is ;

Sat on sofa last night and door bell goes . Guy stood with daughter saying ' my daughter just drove into your AUDI' ( quite how she ended up on the wrong side of the road to hit it I have no clue )

So details swapped - he says he will pay for it to avoid her loosing NCB etc as she's 17 .

I run around this morning getting quotes - between 1200 and 1900 . I tell him and he goes nuts saying I have ' ruined her life' as he wont pay that much , he knows it wont cost that much etc etc.

So I say OK - lets let insurers sort it out. - he calls me an arse , unreasonable , I've ruined his daughters life etc .

I've given him the chance to just pay for it , he didn't want to ....

What else could I have done ?
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Old 29 October 2013, 11:56   #2
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go to the police station, report the accident, get a number of the police n then ring your insurance, quick!
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Old 29 October 2013, 12:06   #3
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DEFINATELY go straight to Police, get a crime number and phone your insurance.
You have been more than reasonable and given them every opportunity.
Nobodies life has been ruined, it's only bent metal.
You are the victim here, for whatever reason they hit you. And they should therefore pay to have it sorted. You always end up out of pocket even if only for the running around and inconvenience!!
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Old 29 October 2013, 12:17   #4
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Thanks guys - its all so bizarre really....

Its her fault , I try and do the nice thing, but the 'dad' doesn't seem to want to admit has daughter ballsed up by driving into a parked car on the opposite side of the road she was supposed to be on.

He thinks both quotes I 've got ( one at mates rates at 1200) are 'maxed so I can take advantage of the situation'.

Oh well - calls made - a new TT being arranged (and paid for by her insurers who instantly admitted liability) while the original is fixed.

I'm even allowing her insurers to arrange this stuff - but i'm using my own repairer !

I tried but I had to chuckle about the ruining her life line ....

I think I'll make them (literally) pay for everything now !
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Old 29 October 2013, 12:22   #5
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Police won't want to know but won't harm to let them know

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Hard to believe but there is 1800 of damage there
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Old 29 October 2013, 12:25   #6
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Peter he was given an easy option, he obviously either has no insurance for her to drive or the insurance on a 17 year old will now spirral very high as first year of driving.

We saw a similar with a friend who tried for her son, the other party said no go through Ins due to costs and then the insurance went from 1000 to 7000 for her son( Polo).

Speak one more time to father with a tape running and give him the option of pay for damage or its goes on insurance.
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Old 29 October 2013, 12:44   #7
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yep yep, one more chance, record the info, go to police and get crime ref and go by the book!!
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Old 29 October 2013, 13:08   #8
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Peter has obviously tried to do the right thing .

The police will have no interest whatsoever ! Why should they ? The other party notified Peter and it appears that their insurance party has already admitted liability and is allowing Peter to get his vehicle repaired .

I don't think you can covertly record any old conversation and then try and use it as admissible evidence .I stand to be corrected on this ?
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Old 29 October 2013, 13:18   #9
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[Un-informed legal advice] When, in the past, I have had issues in this sort of situation I have suggested that I could file small claim for the cost of restoring the vehicle to the exact condition it was before the accident. It would be an open/shut case.

If they don't pay up the bailiffs can go in and they also have a black mark for credit, etc.,; experience suggests their insurers would very quickly start paying attention [/Un-informed legal advice]

I once informed an insurer that I was taking this route to claim back the costs of a complete re-shell. They upped their offer quickly and substantially.
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Old 29 October 2013, 13:32   #10
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Well done Pete, sounds like you have given them every chance.
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