After being given 10's, if 100's £millions of our tax payers money, why on earth should they want to "give" any of it back??
Coming of a very good tracker mortgage soon, I am staggered at the rate of the "standard variable" rate. As I recall it is at the same level now, as when the Bank of England rate was 3%, so as it is now 0.5%, I was expecting (stupidly) for it to be in the region of 1 - 2%.
Should have privatised the lot of them or let them sink. By comparison, Estate Agents are looking good ...