OK, I take back that all Insurance companies are slime!!
I was expecting a fight on my hands to get my engine repaired right ,but have had a surprising experience!
I had bought the policy online the night before taking her out for the first time. On getting the boat back home thats when the damage occured.
So I called my agent and although they said they were short staffed (as several of their marine adjusters were in Florida checking out boats in trees!!!) they were onsite within 2 days.
The representative was very proffesional and stated they just wanted me to be happy with the repair and even pointed out minor stuff that I had not even thought of mentioning.Even the Prop, which had the slightest of dings ,was not even questioned.
So the adjuster left and the next day I got email and voice mail saying they had agreed on the full amount for the lower section and prop ( plus some extra for scratches to paint ) and the check would be here in 2 days.
Pretty impressed to say the least!!!! and not one negative question or putdown.
So any boaters living in the USA ,I would thoroughly recommend http://watercraft.progressive.com/coverages.asp
The Progressive company seems to have the right idea and I am certainly looking at getting my car insurance with them also, if this is how they treat customers!